On
Sept. 8, I read a well-written but misleading letter to the editor in the
Durango Telegraph. The letter dismissed ColoradoCare Amendment 69 and went on
to praise the perfection of our current Colorado workers comp arrangement. The
author, a big-time insurance executive, skipped over the many reasons so many
workers feel abandoned, cheated and locked out by what they experience as an
adversarial workers comp insurance bureaucracy.
Too
many workers find themselves forced to deal with insurance representatives,
investigators and regulatory agents who seem to view every claimant as an enemy.
Instead
of being allowed to focus on resolving questions and healing, injured workers
too often find themselves having to struggle for legitimate compensation from a hostile system.
After
reading the letter I felt compelled to give voice to the ignored side of this
story. For my response I did a lot of internet trawling for information and my,
oh, my, the onslaught of ugly stories and sad facts overwhelmed me at times.
First,
revelations of the scandalous health-insurance executive perks, bonuses, golden
parachutes and such that have been paid for by developing a culture dedicated to rejecting claims.